Privacy Policy

Effective Date: October 5, 2025

Last Updated: October 5, 2025

Introduction

Smart Finance Calculators ("we," "our," or "us") operates the website at financialcalctools.com, fintoolery.com, toolery.finance, toolery.financial, and toolery.app (collectively, the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial calculators.

Information We Collect

Information You Provide

When you use our financial calculators, we may temporarily store your input values (age, savings amounts, investment returns, etc.) in your browser's local storage to enhance your experience. If you contact us through our contact form, we collect your name, email address, and message content.

Information Automatically Collected

We collect information about how you interact with our Service, including pages visited, time spent on pages, and calculator usage patterns. We may also collect information about your device, including IP address, browser type, operating system, and device identifiers. We use cookies and similar technologies to enhance your experience and analyze website usage.

How We Use Your Information

We use the collected information to provide and maintain our financial calculators and website functionality, personalize your experience and remember your calculator preferences, analyze usage patterns and improve our Service, respond to your inquiries and provide customer support, and comply with applicable laws and regulations.

Google AdSense and Third-Party Advertising

Our website uses Google AdSense to display advertisements. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to our website and other websites on the Internet.

Google may use cookies to serve ads based on your visits to this site and other sites on the Internet. You may opt out of personalized advertising by visiting Google's Ads Settings. You can also opt out of third-party vendor use of cookies by visiting the Network Advertising Initiative opt-out page.

Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except when working with trusted third-party service providers who assist us in operating our website, when required by law or to protect our rights, property, or safety, or in the event of a merger, acquisition, or sale of assets where user information may be transferred.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights and Choices

Depending on your location, you may have rights regarding your personal information including the right to access, correct, delete, or receive your personal information in a portable format, and the right to object to certain processing. To exercise these rights, please contact us using the information provided below.

Cookies Policy

Our website uses cookies to enhance your browsing experience. Cookies help us remember your calculator preferences, analyze website traffic and usage patterns, provide personalized content and advertisements, and improve website functionality. You can control cookies through your browser settings, but disabling cookies may affect website functionality.

Children's Privacy

Our Service is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information during such transfers.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Information

If you have any questions about this Privacy Policy, please contact us at privacy@financialcalctools.com, visit our Contact Us Page, or write to Smart Finance Calculators, Privacy Department.

Compliance with Laws

This Privacy Policy is designed to comply with applicable privacy laws, including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and other applicable data protection laws.

This Privacy Policy was last updated on October 5, 2025.